:root{--bg:#FBF7F0;--ink:#2F2A25;--muted:#5A5148;--sage:#4F6F5A;--sage-d:#3B5645;--clay:#A64B2A;--clay-d:#8A3D21;--sand:#F1E8D8;--line:#E2D6C1;--dark:#2B352F}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:18px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;padding-bottom:76px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.2;color:var(--sage-d);margin:0 0 .6em}
h1{font-size:2rem}h2{font-size:1.55rem;margin-top:1.6em}h3{font-size:1.25rem;margin-top:1.3em}
p{margin:0 0 1em}a{color:var(--clay-d);text-decoration:underline;text-underline-offset:2px}
.wrap{max-width:1000px;margin:0 auto;padding:0 18px}
.narrow{max-width:760px}
header.site{background:#fff;border-bottom:1px solid var(--line)}
.brand{display:block;padding:14px 0 4px;text-decoration:none;color:var(--sage-d)}
.brand b{font:700 1.4rem Georgia,serif;display:block}
.brand span{font-size:.85rem;color:var(--muted)}
nav.main{display:flex;flex-wrap:wrap;gap:4px 18px;padding:6px 0 12px}
nav.main a{font-size:1rem;color:var(--ink);text-decoration:none;padding:8px 0;font-weight:600}
nav.main a:hover,nav.main a[aria-current]{color:var(--clay-d);text-decoration:underline}
.hero{background:var(--sand);padding:34px 0 38px}
.hero p.lead{font-size:1.15rem;color:var(--muted)}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 6px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:12px 24px;border-radius:10px;font-weight:700;font-size:1.05rem;text-decoration:none;text-align:center}
.btn.primary{background:var(--clay);color:#fff}.btn.primary:hover{background:var(--clay-d)}
.btn.second{background:#fff;color:var(--sage-d);border:2px solid var(--sage)}
.small{font-size:.95rem;color:var(--muted)}
section{padding:8px 0}
.cards{display:grid;grid-template-columns:1fr;gap:16px;margin:18px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px}
.card h3{margin-top:0}
.card a.more{font-weight:700}
.note{background:var(--sand);border-left:5px solid var(--sage);border-radius:6px;padding:16px 18px;margin:22px 0}
.note p:last-child{margin:0}
ul.check{padding-left:0;list-style:none}
ul.check li{padding:6px 0 6px 34px;position:relative}
ul.check li:before{content:"";position:absolute;left:4px;top:13px;width:14px;height:8px;border-left:3px solid var(--sage);border-bottom:3px solid var(--sage);transform:rotate(-45deg)}
ol.steps{padding-left:22px}ol.steps li{margin-bottom:.7em}
.crumbs{font-size:.9rem;padding:14px 0 0;color:var(--muted)}
.crumbs a{color:var(--muted)}
.cta{background:var(--sage-d);color:#fff;border-radius:14px;padding:26px 22px;margin:34px 0}
.cta h2{color:#fff;margin-top:0}.cta p{color:#EAF1EC}
.cta .btn.second{border-color:#fff;background:transparent;color:#fff}
form label{display:block;font-weight:700;margin:16px 0 6px}
form input,form select,form textarea{width:100%;font:inherit;padding:12px;border:2px solid #B9AB92;border-radius:8px;background:#fff;color:var(--ink);min-height:48px}
form textarea{min-height:130px}
form .hp{position:absolute;left:-9999px;height:0;overflow:hidden}
footer.site{background:var(--dark);color:#E6EBE7;padding:30px 0 20px;margin-top:40px;font-size:.98rem}
footer.site a{color:#fff}
footer.site h4{font:700 1.05rem Georgia,serif;margin:0 0 8px;color:#fff}
.fgrid{display:grid;grid-template-columns:1fr;gap:22px}
footer.site ul{list-style:none;padding:0;margin:0}footer.site li{padding:4px 0}
.fine{border-top:1px solid #46534b;margin-top:22px;padding-top:14px;font-size:.88rem;color:#C5CEC8}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:20;display:flex;gap:10px;background:#fff;border-top:1px solid var(--line);padding:10px 12px;box-shadow:0 -2px 10px rgba(0,0,0,.08)}
.callbar a{flex:1;min-height:52px;display:flex;align-items:center;justify-content:center;border-radius:10px;font-weight:700;text-decoration:none;font-size:1rem;text-align:center;line-height:1.2}
.callbar .c1{background:var(--clay);color:#fff}.callbar .c2{background:#fff;color:var(--sage-d);border:2px solid var(--sage)}
table{border-collapse:collapse;width:100%;margin:14px 0}th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top;font-size:1rem}th{background:var(--sand)}
@media(min-width:760px){h1{font-size:2.6rem}h2{font-size:1.8rem}.cards.three{grid-template-columns:repeat(3,1fr)}.cards.two{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:2fr 1fr 1fr}.hero{padding:56px 0 60px}body{padding-bottom:0}.callbar{display:none}}